Success Stories

Short Sales Closed, Families Moved Forward

Every file tells a story. Here are a few of the real cases I have negotiated in Colorado Springs — the situations my clients faced, how we worked through them, and where they are today.

20+

Years Negotiating Short Sales

100s

Families Helped in Colorado Springs

Cost to the Homeowner

Average Days to Close

Briargate, Colorado Springs

90 days from first contact to closing

The Situation

A family of four fell behind after the primary earner was laid off during a company downsizing. They had missed six mortgage payments and received a Notice of Election and Demand. The lender had already begun foreclosure proceedings.

Before

6 months behind on mortgage
Foreclosure proceedings initiated
Lender demanding full balance
Family facing eviction

After

Short sale approved by lender
Deficiency fully waived
Foreclosure stopped
Family relocated with dignity

The Outcome

Negotiated a full short sale approval with the lender, securing a deficiency waiver so the family owed nothing after closing. The home sold within 45 days of listing.

We did not think there was any way out. Kerri negotiated everything with the bank and we never had to talk to them directly. We are so grateful.
— The Henderson Family

Fountain Valley, Colorado Springs

112 days from first contact to closing

The Situation

A recently divorced homeowner was left solely responsible for a mortgage she could not afford on a single income. The home was significantly underwater — worth $60,000 less than the outstanding loan balance. She had been denied a loan modification twice.

Before

Home underwater by $60,000
Two loan modification denials
Single income, unaffordable payment
Mounting late fees and penalties

After

$61,000 deficiency waived by lender
Short sale closed successfully
Credit damage minimized
Client moved into new rental

The Outcome

Negotiated a short sale approval with a full deficiency waiver. The lender accepted a payoff of $187,000 on a $248,000 loan balance. Client's credit impact was minimized and she was able to rent a new home within weeks of closing.

Kerri fought for me when I had no fight left. She knew exactly what to say to the bank and got them to accept far less than I owed. I finally feel free.
— Maria S.

Powers Corridor, Colorado Springs

78 days from referral to closing

The Situation

A real estate agent referred a client who had inherited a property with a reverse mortgage in default. The estate had no funds to bring the loan current and the lender was moving toward foreclosure. The agent had never handled a reverse mortgage short sale and needed an experienced negotiator.

Before

Reverse mortgage in default
Estate with no available funds
Lender pursuing foreclosure
Agent unfamiliar with process

After

Reverse mortgage servicer approved short sale
Foreclosure judgment avoided
Estate closed cleanly
Agent and client both relieved

The Outcome

Negotiated directly with the reverse mortgage servicer, a process most agents are unfamiliar with. Secured short sale approval and closed the transaction, protecting the estate from a foreclosure judgment.

I had never dealt with a reverse mortgage short sale before. Kerri handled the entire lender negotiation and got it done. She is the only person I call for these files now.
— Referring Agent, Colorado Springs

Your Story Doesn't Have to End in Foreclosure

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